Congratulations to Steve Edwards, U.S. Citizen!

As of May 1, 2015, Noble Home Loans loan officer Steve Edwards is now an official U.S. Citizen!  We offer him our heartiest congratulations and we are so happy to have Steve on our team. Go Steve!
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Buy Versus Rent

Are you wondering if buying is better than renting? Click here to download the "Buy Vs. Rent" spreadsheet calculator.      
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FHA Premium Cuts: Is It Time To Refinance?

The U.S. Department of Housing and Urban Development (HUD) recently announced a half-percent reduction in mortgage insurance premiums (MIPs) on certain FHA loans. According to HUD, the average FHA homeowner can save $900 per year on mortgage insurance. What can you do if you currently have a ...
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Is Mortgage Pre-Approval Necessary?

If you’ve ever shopped for a house, or are thinking about doing that in the future, then chances are you have thought about mortgage pre-approval at one time or another.  What is mortgage pre-approval?  Why should you get pre-approved? Why Get Pre-Approved? There are several advantages to getting pre-approved for a mortgage. The first is ...
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Noble Home Loans Now in UT, CA, WA, & NV

  Noble Home Loans is growing again. Noble Home Loans is now licensed to offer loans in Utah.  This means Noble now offers services in Nevada,  California, Utah, and Washington. If  you are looking for a an honest, trustworthy, and ethical team to close your loans (often within two weeks), ...
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Five Tips for People with Less Than Perfect Credit

  Please feel free to download this PDF with five great tips on how to handle having less than perfect credit. Click Here.    
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Noble Home Loans Partners with Heroes Home Advantage

   Noble Home Loans Partners with Heroes Home Advantage to Offer Lender Credits to Those Who Protect and Serve Noble Home loans is pleased to announce its membership into the Heroes Home Advantage Caring Community, whereby Noble provides a $500 lender credit to members of the military, ...
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What Drives Mortgage Rates?

Ever wonder what makes interest rates rise or fall?  Click the graphic below for more: Want to download a copy of the PDF to show to others? Click the link below: What Drives Mortgage Rates
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Market Snapshot May 6, 2015

Good Morning on this fabulous Wednesday, Today’s message is much the same as it was yesterday and for the past 6 yesterdays (UGH!!!)… More selling in bonds despite some weak data. ADP payrolls expected at 200k came in at 169k. Productivity fell as expected but still fell. Unit labor costs did inch up a bit more than expected but the jobs dat ...
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Market Snapshot May 5, 2015

Good Tuesday A.M., The bond market is starting to feel like Rodney Dangerfield did, getting no respect... (Yes, I am that old). The dry data today was… The Trade Deficit in March rose to the highest level since October 2008, widening +$16 Billion to $51.4 Billion vs. $35.4 Billion in February (consensus $41.7 Billion). March Exports totaled $1 ...
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Market Snapshot May 4, 2015

Good Monday A.M., Lots data this week with the highlight on Friday’s Non-farm Payrolls (Jobs) Report. Friday’s Non-farm Payrolls report may affect rate-hike expectations, and market consensus is for a jump to 225K vs. 126K prior. Today we get Factory Orders which have proven to be one of the more disappointing indicators, down in all but one ...
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Market Snapshot May 1, 2015

Good Morning on this first day of May, Bonds clawed their way back to unchanged yesterday after being under pressure (which was a pretty substantial feat) just to start today under similar pressure this a.m. Still not as data dependent as it should be as most of the important data has been weaker than expected. April ISM Manufacturing hit 51.5 v ...
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