Congratulations to Steve Edwards, U.S. Citizen!

As of May 1, 2015, Noble Home Loans loan officer Steve Edwards is now an official U.S. Citizen!  We offer him our heartiest congratulations and we are so happy to have Steve on our team. Go Steve!
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Buy Versus Rent

Are you wondering if buying is better than renting? Click here to download the "Buy Vs. Rent" spreadsheet calculator.      
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FHA Premium Cuts: Is It Time To Refinance?

The U.S. Department of Housing and Urban Development (HUD) recently announced a half-percent reduction in mortgage insurance premiums (MIPs) on certain FHA loans. According to HUD, the average FHA homeowner can save $900 per year on mortgage insurance. What can you do if you currently have a ...
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Is Mortgage Pre-Approval Necessary?

If you’ve ever shopped for a house, or are thinking about doing that in the future, then chances are you have thought about mortgage pre-approval at one time or another.  What is mortgage pre-approval?  Why should you get pre-approved? Why Get Pre-Approved? There are several advantages to getting pre-approved for a mortgage. The first is ...
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Noble Home Loans Now in UT, CA, WA, & NV

  Noble Home Loans is growing again. Noble Home Loans is now licensed to offer loans in Utah.  This means Noble now offers services in Nevada,  California, Utah, and Washington. If  you are looking for a an honest, trustworthy, and ethical team to close your loans (often within two weeks), ...
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Five Tips for People with Less Than Perfect Credit

  Please feel free to download this PDF with five great tips on how to handle having less than perfect credit. Click Here.    
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Noble Home Loans Partners with Heroes Home Advantage

   Noble Home Loans Partners with Heroes Home Advantage to Offer Lender Credits to Those Who Protect and Serve Noble Home loans is pleased to announce its membership into the Heroes Home Advantage Caring Community, whereby Noble provides a $500 lender credit to members of the military, ...
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What Drives Mortgage Rates?

Ever wonder what makes interest rates rise or fall?  Click the graphic below for more: Want to download a copy of the PDF to show to others? Click the link below: What Drives Mortgage Rates
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Market Snapshot May 26, 2015

Good Tuesday A.M., Short week on time but not on data. This week we’ll see data on Manufacturing, Housing, unemployment claims and first quarter GDP. Durable Goods out today beat expectations, contracting -0.5% versus expectation for -.6% and with the prior revised up from 4.0% to 5.1%. The S&P/Case Shiller's adjusted 20-city house price i ...
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Market Snapshot May 22, 2015

Good Friday A.M., Despite a good bit of data (which was stronger than expected), not much happening in the markets today as traders have left their desks to get a jump on the holiday weekend festivities. Whichever traders (junior ones, I am sure) are stuck manning the desks on this early close Friday before a holiday weekend are tasked with one ...
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Market Snapshot May 21, 2015

Good Thursday A.M., Data today was mixed, leaning toward weak, nothing new. Initial Jobless claims posted below 300K for the 11th consecutive week last week, up +10K to 274K from an unrevised 264K prior. The four week moving average for Claims fell to 266,250 from 271,250 prior; this is the lowest level since April 15th 2000. Jobless Claims post ...
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Market Snapshot May 20, 2015

Good Morning on this outstanding Wednesday. SSSH, mini (mini) rally going on in bonds with mortgages up 13bps. Don’t want to say it too loudly, as we have traded between 0 and +20 and it seems tenuous at best, but we will take any green we can get at this time. The 10-yr has backed off yesterday’s high close of 2.29 and is now at 2.26%. All ...
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