Buy Versus Rent

Are you wondering if buying is better than renting? Click here to download the "Buy Vs. Rent" spreadsheet calculator.      
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FHA Premium Cuts: Is It Time To Refinance?

The U.S. Department of Housing and Urban Development (HUD) recently announced a half-percent reduction in mortgage insurance premiums (MIPs) on certain FHA loans. According to HUD, the average FHA homeowner can save $900 per year on mortgage insurance. What can you do if you currently have a ...
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Is Mortgage Pre-Approval Necessary?

If you’ve ever shopped for a house, or are thinking about doing that in the future, then chances are you have thought about mortgage pre-approval at one time or another.  What is mortgage pre-approval?  Why should you get pre-approved? Why Get Pre-Approved? There are several advantages to getting pre-approved for a mortgage. The first is ...
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Noble Home Loans Now in UT, CA, WA, & NV

  Noble Home Loans is growing again. Noble Home Loans is now licensed to offer loans in Utah.  This means Noble now offers services in Nevada,  California, Utah, and Washington. If  you are looking for a an honest, trustworthy, and ethical team to close your loans (often within two weeks), ...
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Five Tips for People with Less Than Perfect Credit

  Please feel free to download this PDF with five great tips on how to handle having less than perfect credit. Click Here.    
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Noble Home Loans Partners with Heroes Home Advantage

   Noble Home Loans Partners with Heroes Home Advantage to Offer Lender Credits to Those Who Protect and Serve Noble Home loans is pleased to announce its membership into the Heroes Home Advantage Caring Community, whereby Noble provides a $500 lender credit to members of the military, ...
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What Drives Mortgage Rates?

Ever wonder what makes interest rates rise or fall?  Click the graphic below for more: Want to download a copy of the PDF to show to others? Click the link below: What Drives Mortgage Rates
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Noble Home Loans Now Licensed in Washington State

Noble Home Loans is growing again. Noble Home Loans is now licensed to offer loans in Washington State.  This means Noble now offers services in Nevada,  California, and Washington. If  you are looking for a an honest, trustworthy, and ethical team to close your loans (often within two week ...
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Market Snapshot August 4, 2015

Happy Tuesday, well afternoon. Late start, which led into watching where the market was going to settle before sending out a brief update. Bonds were under slight pressure early, which sped up and left us of 50bps by the closing... No data to point a finger at. Just the sage words from Dennis Lockhart the Atlanta Fed President. He kindly reaffir ...
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Market Snapshot August 3, 2015

Good Monday A.M., Between last Friday’s weak US Employment Cost Index, the Greek stock market reopening today after 5 weeks and dropping 20% (do you think anyone was shorting?) and continued decline in Chinese stocks, bond markets are alive and well. Today’s news didn’t hurt either with June Personal Income at 0.4 on expectations of 0.3; P ...
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Market Snapshot July 30, 2015

Good Thursday A.M., A few things to mention this a.m. but if you are looking for the bottom line, bonds are flat… the 10-yr is outperforming mortgages with the yield at 2.27% and mortgage bonds are +1bp (I guess technically not flat but pretty close) On the news front, yesterday we had the FOMC decision on rates. No movement, no hint of an ...
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Market Snapshot July 29, 2015

Good Morning on this wonderful Wednesday, and the best day of the week... Slow and steady this a.m. ahead of the FOMC announcement in about 1:15 (11 a.m. Pacific). The Pending Home Sales data was weak but ignored. There is a little pressure on bonds from 1) stocks improving (especially in China) 2) some corporate debt issuance giving investors h ...
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