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  • About
    • Branch Offices
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  • Loan Info
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    • FHA Mortgage Loans
    • VA Mortgage Loans
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    • Adjustable-Rate Mortgage (ARM)
    • Refinance Process
    • Mortgage 101
  • Blog
    • Market Snapshot 3.27.23- Bonds Opened In The Cellar
    • Market Snapshot 3.24.23- Ten-Year Has Plunged
    • Market Snapshot 3.23.23- Bonds Rallied Hard
    • Market Snapshot 3.22.23- It Is Fed Day
    • Market Snapshot 3.21.23- Markets Are Calming A Bit
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Read more about the article Talk the Talk – Know the Mortgage Lingo at Closing

Talk the Talk – Know the Mortgage Lingo at Closing

  • Post author:wproot
  • Post published:September 2, 2013
  • Post category:Expansion/Mortgage Closing Process/Noble News

What the heck are they talking about? Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek.…

Continue ReadingTalk the Talk – Know the Mortgage Lingo at Closing

Calculating Loan-to-Value (LTV)

  • Post author:wproot
  • Post published:August 1, 2013
  • Post category:Mortgage Approval Process

Understanding the definition of Loan-to-Value (LTV), and how it impacts a mortgage approval, will help you determine what type of loan amount and program you may qualify for. Since the…

Continue ReadingCalculating Loan-to-Value (LTV)

What’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?

  • Post author:wproot
  • Post published:June 29, 2013
  • Post category:Mortgage Rates

The difference between APR and actual note rate is very confusing, especially for First-Time Home Buyers who haven't been through the entire closing process before. When shopping for a new…

Continue ReadingWhat’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?

Top Five Market Factors That Influence Mortgage Rates

  • Post author:wproot
  • Post published:June 13, 2013
  • Post category:Mortgage Rates

Timing the market for the best possible opportunity to lock a mortgage rate on a new loan is certainly a challenge, even for the professionals. While there are several generic…

Continue ReadingTop Five Market Factors That Influence Mortgage Rates
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