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    • Market Analysis 4.29.26: Calm Day
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    • Market Analysis 4.24.26: Starting Off Better
    • Market Analysis 4.23.26: Your Hometown Lender
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What’s My Debt-to-Income (DTI) Ratio?

  • Post author:wproot
  • Post published:May 28, 2013
  • Post category:Mortgage Approval Process

Debt-to-Income (DTI) is one of the many new mortgage related terms many First-Time Home Buyers will get used to hearing. DTI is a component of the mortgage approval process that…

Continue ReadingWhat’s My Debt-to-Income (DTI) Ratio?

Common Documents Required For A Mortgage Pre-Approval

  • Post author:wproot
  • Post published:May 30, 2010
  • Post category:Mortgage Approval Process

Even though many lenders are still quoting quick 10 minute pre-qualifications over the phone or online, a true mortgage approval that holds any weight is one that has been issued…

Continue ReadingCommon Documents Required For A Mortgage Pre-Approval

Ten Things You Can Do To Protect Your Identity

  • Post author:wproot
  • Post published:March 28, 2010
  • Post category:Mortgage Approval Process

Facts About Identity Theft: It's estimated that there were 10 million victims of identity theft in 2008, and 1 in every 10 U.S. consumers have reported having their identity stolen.…

Continue ReadingTen Things You Can Do To Protect Your Identity

Top Mortgage Terms To Know

  • Post author:wproot
  • Post published:March 22, 2010
  • Post category:Mortgage Approval Process

While most mortgage web sites offer a glossary containing hundreds of real estate and lending related terms, we wanted to highlight the top terms that most borrowers will hear several…

Continue ReadingTop Mortgage Terms To Know
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